Berger: Don’t wrap credit unions into CRA, allow them to serve the underserved instead

first_imgNAFCU President and CEO Dan Berger, in a Credit Union Times op-ed, reminded readers of the good work credit unions do to help underserved communities, noting “we joined the credit union industry to serve people, to serve communities, and to serve the millions of Americans in need of affordable loans and safe and sound financial products.”With some calling for credit unions to be subject to the Community Reinvestment Act (CRA), Berger noted the CRA was designed to prevent banks from engaging in discriminatory lending practices, and that “these practices…have been outright rejected by credit unions.”Berger argued that consumer safeguards and fair lending practices are already deeply embedded in credit unions’ business model. More so, credit unions remain proactive in ensuring underserved communities’ needs are met and that subjecting credit unions to CRA would provide no additional consumer benefit.To allow credit unions to further serve underserved communities, NAFCU has voiced strong support for the Financial Services for the Underserved Act (H.R. 4665), introduced by Reps. Gwen Moore, D-Wis., and Paul Cook, R-Calif., that would allow all credit unions to add underserved areas to their respective fields of membership. In recent testimony before the Senate Banking Committee, NCUA Chairman J. Mark McWatters openly supported this policy too. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Casino operators cash in on gaming law change

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UK hospitals treat 125,000 cannabis users over the past five years

first_imgDaily Mail 14 July 2020Family First Comment: The number of cannabis-related hospitalisations per year in England has leapt by more than 50 per cent since 2013 – from 19,765 to 31,130. The dramatic rise has coincided with an increasingly liberal approach to policing the Class B drug in many parts of the country. In Durham, police now turn a blind eye to possession – and even small-scale cultivation.The devastating effect of cannabis on Britain’s mental health can be revealed for the first time today.As campaigners call for the drug’s legalisation, shocking figures obtained by The Mail on Sunday show that it has caused more than 125,000 hospital admissions in the last five years.And around 15,000 of those cases involved teenagers – some of whom were rushed to A&E departments suffering serious psychosis.Analysis carried out by NHS officials for this paper has also revealed how children below the age of ten have been admitted to hospital after taking the powerful and addictive substance. Some people hooked on the drug have taken their own lives after suffering hallucinations and many more are now unable to lead normal lives, according to doctors.The number of cannabis-related hospitalisations per year in England has leapt by more than 50 per cent since 2013 – from 19,765 to 31,130.The dramatic rise has coincided with an increasingly liberal approach to policing the Class B drug in many parts of the country. In Durham, police now turn a blind eye to possession – and even small-scale cultivation. Last week, the Royal College of Psychiatrists announced it was setting up a panel to consider backing legalisation of cannabis – arguing that could be a way to control its increasing strength.READ MORE: read more

MBB : Waiters struggles to lead comeback as Jardine sits final 6 minutes

first_imgDion Waiters received the orders from Jim Boeheim with 13:23 remaining in the first half. With Syracuse down one to Villanova, Waiters entered the game for the first time, replacing his struggling cousin Scoop Jardine.Boeheim told the freshman Waiters to take the game over.‘I had to try and get us going, we had to find our offense some way,’ Waiters said. ‘Coach just told me to take over, make plays. So I tried to go out there and make plays.’With the substitution, it was the start of a game in which the SU head coach relied on his freshmen to make a difference. Because of Jardine’s struggles, Boeheim chose to play Waiters for 25 minutes, including the final 6:30 of the 83-72 loss to the Wildcats. He chose to stick with the aggressive mindset and style of play Waiters showcased Saturday, leaving his starting point guard Jardine on the bench in the process.Even if, after the game, the head coach felt both Jardine and Waiters played poorly. Even though Waiters failed to score in the second half.AdvertisementThis is placeholder text‘It was a disappointing game from Scoop and Dion’s perspective,’ Boeheim said. ‘They have played well. They have had a good week of practice. We are not going to win if those two guys go 3-for-20.’Boeheim did not specify why he chose to play Waiters in place of Jardine to end the game, saying only that the point guard play was not good Saturday and that the Orange needs more leadership out of the position. Jardine went 1-of-8 from the field, registered two turnovers and failed to grab a rebound in 22 minutes. Waiters went 2-of-12 with two turnovers and five assists.‘I take somebody out,’ Boeheim said, ‘I take them out for a reason.’Waiters attempted to be the offensive catalyst for SU after a start to the game in which Boeheim, Jardine and Waiters all said the Orange didn’t bring enough energy. Waiters brought his usual confident, crass mentality to the court, attempting eight shots in 12 first-half minutes.With an Orange offense looking stagnant for the second game in a row, Waiters exhibited a certain mindset to put the SU offensive burden on himself. It was one of brashness, best exemplified when he fouled Villanova wing Corey Stokes hard on a 3-point attempt midway through the first half, only to glare down and crack a smile at Stokes as he lay on the court.Jardine was relegated to the bench for those final seven minutes of the game. The point guard said he understood why he was on the bench to end the game: He played poorly, going 1-of-8 from the field. He brought ‘nothing’ Saturday. As simple as that.‘I didn’t run the team, I didn’t execute nothing. I did nothing to help our team at all,’ Jardine said. ‘I didn’t get us in sets.’In the first half, Jardine looked lost. The junior point guard struggled against the ball pressure of Wildcat guards Maalik Wayns and Corey Fisher. The Orange offense rushed sets to keep up with the eight first-half 3-pointers of Villanova. By halftime, the Orange was down 40-29 as Boeheim grew weary of not only Jardine’s play but Waiters’ as well.The duo attempted 14 of the Orange’s 27 first-half shots, too selfish for the head coach’s liking.‘I feel like we were trying to score more than we were trying to get the team in stuff,’ Boeheim said.In the second half, Waiters spelled Jardine from 15:30 to 9:30, tallying only one assist in the six minutes. But 12 seconds after Jardine returned for Waiters, he turned the ball over. He would leave the game for good less than three minutes later, watching next to SU assistant coach Rob Murphy as Waiters played his part in applying a frantic end-game press.For Jardine, it was just one of those games. It was his turn to sit on the bench, not directing his team as he watched his little cousin fail to take the opportunity to carry a comeback.‘Coach is going to go with how the game feels,’ Jardine said. ‘I would have done the same thing.’ Comments Published on January 21, 2011 at 12:00 pmcenter_img Facebook Twitter Google+last_img read more

Heisler: The week D’Angelo Russell almost made LA Lakers’ whole season worth it

first_imgAs heartwarming as Kobe Bryant’s farewell is, the Lakers’ season has never been about that, even if the Lakers say it is.In three months, Kobe will be gone, at least as a member of the Lakers. Everyone else will still be here.Had the Lakers of the Future laid an egg, nothing would have mattered, not even waiving the five-year rule to install Kobe in the Hall of Fame, moving up the ceremony to retire his jersey next Opening Night, or bringing back the Lakers’ 2000, 2001 and 2002 champions to reunite Kobe and Shaquille O’Neal again!Story lines flow from facts, not marketing strategies designed to distract the fans in these worst of all possible times. GM Mitch Kupchak said the season was dedicated to Kobe and it was too bad that the kids’ development had to wait but I doubt that it was Mitch who came up with it.It had “ownership” written all over it to help Time Warner get over its plummeting ratings, nearing $500 million in rights fees for four seasons with the team on a 15-win pace.The worst of times was exactly what the first half of this season looked like with Coach Byron Scott benching D’Angelo Russell, who looked lost, and Julius Randle, who looked OK, while Jordan Clarkson took a step back from his 2015 post-All-Star numbers.Happily for the Lakers, the kids now look like all right with Russell’s four-game breakout in which he scored 22-22-39-24 suggesting he, too, is getting somewhere … even if Friday’s return to Earth in which he shot 3 of 16 showed he’s not there yet.If none of the Laker kids is yet a star, it doesn’t often work that fast. Newsroom GuidelinesNews TipsContact UsReport an Errorcenter_img Once only team execs watched Summer League. Now it’s on TV, which wasn’t good for Russell when he tanked in Las Vegas.If good is better than bad, summer’s summer. Victor Oladipo dominated the Orlando league in 2013 and has struggled since.By Christmas with Russell on the bench, Laker fans were asking, “Why? Why?”That was a tad early, say two or three years.Even all-time greats can struggle as rookies, the more so if they’re held back until they learn what they need to know so that they’re more likely to become Kobe Bryant than Carmelo Anthony.Ten of this season’s All-Stars averaged in single figures as rookies, including Bryant (7.6), James Harden, LaMarcus Aldridge, Jimmy Butler, Paul George, Paul Millsap, DeMar DeRozan and Kyle Lowry.The hallmark of the social media age, apart from total craziness, is wanton impatience.The actual process is f-a-r slower with splits showing who’s progressing and who’s not.Russell has averaged 18, shooting 46.8 percent since the All-Star break, small sample size that it is. Before it, he averaged 12 and 41.5 percent, even if that says nothing about his playmaking (tentative) and defense (intermittent).Take Boston’s Marcus Smart, still considered a promising player on the Celtics’ model rebuilding program.Arriving with a well-rounded game, he shot 36.7 percent as a rookie, 33.5 on 3-pointers.In his second season he’s at 35.8 and 27.3.If that doesn’t mean Smart won’t make it, it’s not good to go backward where you need to improve most. Another season like this and I’d expect to see him begin bouncing around the NBA.Happily for the Lakers, their kids are trending up.Timberwolves commentator Jim Peterson did a 2014 re-draft, taking Randle – whom Atlanta’s Al Horford just said “will develop into a great player” – at No. 8 and Clarkson, who went 46th at No. 9.Unhappily for the Lakers, they’re not close to being as far along as the Celtics who shortened the process by turning Tayshaun Prince into Isaiah Thomas … like Laker GM Jerry West did when he stole Cedric Ceballos from division rival Phoenix in 1994That was the Lakers’ greatest managerial exploit, going from Magic Johnson’s devasting 1991 retirement to the 1996 arrival of Shaq and Kobe.That was five years. Believe it or not, this spring will only make it three since the Lakers have been in the playoffs.So, as nice as Kobe’s farewell promises to be, it will be nice for Laker fans to have something to come back to.Mark Heisler has written an NBA column since 1991 and was honored with the Naismith Hall of Fame’s Curt Gowdy Award in 2006. His column is published Sundays in Los Angeles News Group print editions.last_img read more

Charles City, Algona K-Mart stores closing, final locations in Iowa

first_imgCHARLES CITY — The final two K-Mart stores in Iowa, located here in north-central Iowa are closing. Sears Holdings, the parent company of K-Mart, confirms that their stores in Charles City and Algona will be closing in February. Employees of both stores were informed earlier this week of the decision, with liquidation sales at those locations expected to start in a couple of weeks. A number of K-Mart stores have closed across Iowa in the last year, including those in Webster City and Cherokee. Sears Holdings last month had announced another round closings would take place, but most of the locations impacted were not revealed at the time.last_img read more