Spanish consumer watchdog instructs coalition to replicate ‘UK credit ban’

first_img Related Articles Share UKGC launches fourth National Lottery licence competition August 28, 2020 Submit Winning Post: Swedish regulator pushes back on ‘Storebror’ approach to deposit limits August 24, 2020 StumbleUpon UKGC hails ‘delivered efficiencies’ of its revamped licence maintenance service  August 20, 2020 Share Spanish independent consumer watchdog FACUA ‘Consumidores en Acción’ (‘consumers in action’) has advised Podemos deputy Alberto Garzon to implement a ban on credit card wagering across all gambling verticals.Garzon is set to serve as Spain’s Minister of Consumer Affairs within the newly established PSOE-Podemos left-wing coalition government.Seeking closer scrutiny of Spain’s regulated gambling marketplace, PSOE-Podemos has transferred full regulatory oversight from the Finance Ministry to Garzon’s Consumer Affairs department.Issuing a statement, FACUA backs the coalition’s federal commitment to implementing Spain’s new Royal Decree on advertising, establishing a new federal code to regulate gambling marketing alongside further opening restrictions on retail gambling enterprises.However, FACUA recommends that the coalition follow its ‘positive steps’ by implementing a federal ban on credit wagering, further protecting Spain’s ‘vulnerable consumers from falling into debt’.FACUA advises Garzon’s department to follow the precedent set by the UKGC, replicating a ban on all credit card transactions across all gambling verticals except non-remote lotteries.“The association asks the government to follow the example of the United Kingdom, which has just approved this measure of protection for the most vulnerable people, that aims to minimise risks to consumers by preventing them from accumulating debts due to gambling, making it the only country in our region that restricts the use of credit cards in this industry,” it said.Gambling reform was underlined as a ‘concrete directive’ of PSOE and Podemos ‘coalition pact’, which detailed to media that a new Spanish government would introduce comprehensive monitoring of the gambling industry within a new regulatory framework.UK gambling legislation will be assessed by Spain’s new government, which has instructed the Consumer Affairs Department to consider introducing a ‘management fee or duty’ on Spanish online gambling incumbents to fund the nation’s addiction support networks.Despite inbound regulatory changes, Spanish online gambling incumbents have committed to work under the terms of the new ‘code of conduct’ established by trade body Jdigital, which introduces a number of new measures lowering the ‘industry’s advertising volume’.Spain’s online gambling sector states that it will implement its ‘auto control’ measures regardless of the coalition’s judgement.last_img read more

Steven Shamblin, 30, Wellington: April 26, 1984 – June 16, 2014

first_imgSteven ShamblinSteven D. Shamblin died Monday, June 16, 2014 near Wellington at the age of 30. Steven was born the son of Ted and Janna (Singer) Shamblin on Thursday, April 26, 1984 in Wellington. He was a graduate of Wellington High School. Following high school, Steven enlisted in the US Army and was deployed to Iraq.Survivors include his mother, Janna Shamblin of Wellington; father, Ted Shamblin of Wellington; children, Alexaiver Farley, Christopher Martin, Trystan Cole, Hunter Martin, Scotty Martin and Benjamin Easter; a brother, Derrick Shamblin (Shelby) of El Dorado, KS; half-sisters, Rachel Galdamez (Flavio) of Rogers, AR, Christina Reiss (Clint) of Kismet, KS, Sabrina Sanders (Billy) of League City, TX and his grandparents: Stephen and Edna Shamblin of Wellington. He was preceded in death by his maternal grandparents, Buford D. and Leota Irene Singer. Steven’s family will hold memorial services at 10:30 a.m., Monday, June 23, 2014 in the First Free Will Baptist Church, 1219 North Plum, Wellington, KS. In lieu of flowers, contributions may be given to the Steven Shamblin Memorial Fund, c/o Day Funeral Home, 1030 Mission Road, Wellington, KS 67152. All contributions will be applied towards funeral costs. To share a memory or condolence, please visit www.dayfuneralhome.info. Arrangements are by Day Funeral Home & Crematory, Wellington.last_img read more

Women’s Soccer Slated to Host South Dakota on Tuesday

first_imgJunior midfielder Alexis Mitchell was named a player to watch by Summit League coaches prior to this season. She recorded one goal and three assists in 2018. The Bulldogs are looking to build on the momentum they created in their thrilling 2-1 victory over North Dakota State on Friday. Sophomore Megan Valenzuela and redshirt freshman Rebecka Musungu scored the first goals of their careers to boost Drake past the Bison. Story Links Live Stats The Coyotes have come out of the chute 1-5 to begin the year, losing five straight after opening the season with a 2-0 victory over Idaho State. Scouting South Dakota Redshirt senior midfielder Vanessa Kavan recorded a career-high two assists in the match. They are led by a pair of All-Summit League midfielders, Taryn LaBree and Kellee Willer. LaBree became the first Coyote to be selected to the All-Summit first team after collecting a team-high six goals last season, in addition to being honored as a third team All-West Region selection. Willer notched three goals and seven assists en route to being named a second-team all-conference choice. The Bulldogs passed a tough test against a stingy North Dakota State defense, a unit that entered the match ranked 13th nationally in goals allowed per game (.322), recording season bests in multiple categories, including goals (two), assists (two), shots (16), shots on goal (seven), and corner kicks (11). DES MOINES, Iowa – The Drake University women’s soccer team is slated to host South Dakota at 6 p.m. on Tuesday night at Cownie Soccer Complex. Live Stream South Dakota earned a program-best nine wins in 2018, finishing 9-7-2 on the year. The Coyotes were picked to finish fifth of nine teams in the Summit League preseason poll. The win improved the Bulldogs to 2-4-1 on the year. Jordan Centineo, a sophomore defender, leads the Coyotes with two goals this year. Centineo has done well to seize as many scoring opportunities as possible in just 107 minutes on the year. South Dakota is led by head coach Michael Thomas, who enters his second year at the helm after setting a program record with nine wins in his first campaign. Print Friendly Versionlast_img read more

Competitions committee releases 2018/19 FUFA Women Elite league groups

first_imgKawempe Moslem are the defending champions of the FUFA Women Elite League (Photo by FUFA Media)MENGO – The FUFA Competitions committee has on Friday; 03-08-2018 releases the FUFA Women Elite League groups for the upcoming season.Like in the past, the league will feature two groups, each consisting of eight teams.The two groups have maintained their names; Victoria and Elizabeth.Defending champions Kawempe Muslim will be in the Victoria group and will tussle it out with almost a similar fold like it was last season.Ajax Queens, Gafford Ladies, She Corporate, Muteesa I Royal University and Rines WFC were all in Victoria group last season and will compete in the same fold for the upcoming season.These will be joined by new comers Lady Doves from Masindi and Dynamic SS.Elizabeth group has also almost seen the same teams from last season apart from the new entrants in Bugiri Town View and Saviour WFC.The two will have to face off with last season’s finalists Olila Women from Soroti, UCU Lady Cardinals, Isra Academy, Uganda Martyrs,Kampala Queens, She MAK and Wakiso Hills.Dates for the kickoff of the 5th edition of the league will be communicated at a later date but it is highly anticipated that the first ball will be kicked in late September.The 2018/19 FUFA Women Elite League groups:Elizabeth Group:1.UCU Lady Cardinals2.Isra Academy3.Olila Women FC4.Wakiso Hills5.Saviour WFC6.Bugiri Town View7.Uganda Martyrs8.Kampala QueensVictoria Group:1.Ajax Queens2.Kawempe Muslim3.Gafford Ladies4.Lady Doves5.Muteesa I Royal University6.Rines WFC7.She Corporate8.Dynamic SSComments Tags: FUFA Women Elite League 2018/19last_img read more

Evolution Is Slow, Except When It Is Super-Fast

first_imgEvolutionary biologists seem comfortable with rates of evolution that vary by eight orders of magnitude or more.  While some animals found at the alleged dawn of multicellular life at the beginning of the Cambrian have changed little in 500 million years, other organisms seem to evolve right before our eyes.  Sara Goudarzi on LiveScience described one recent instance as evolution in a “heartbeat” or a “nanosecond” compared to usual rates of change.  It involves a species of mussels exposed to an invasive crab in New England waters.  The mussels apparently responded to the new predator by growing thicker shells.  The mussels had not seen this crab in North American waters before, but according to James Byers [U of New Hampshire], co-author of a paper in Science,1 “the mussels’ wheels were well-greased to respond” and evolved to fit the new situation.  “That’s our best guess,” he said.1Freeman and Byers, “Divergent Induced Responses to an Invasive Predator in Marine Mussel Populations,” Science, 11 August 2006: Vol. 313. no. 5788, pp. 831-833, DOI: 10.1126/science.1125485.This is not really evolution – only variation – because it involves one species of mussel.  It makes sense that only variations able to resist the attack of the crabs will remain, because all the others will be victimized.  This process is not controversial even among the most ardent creationists.  Evolutionists, though with their personifying language, make it seem like the mussels organized their defensive strategy with intelligent planning.  The real value of this story is in pointing out the flexibility of Charlie Gumby.    Evolution produces fast predators and prey, except when it produces slow ones.  It leads to bigger individuals, except when it prefers smaller ones.  It generates colorful birds and dull ones, birds that can fly faster and farther, and birds that lose flight altogether.  It makes tasty fruit to attract animals and poisonous fruit to repel them.  Males are explained to be both smart or dumb by evolutionary theory; females are choosy but really driven by their hormones.  Altruism is really disguised selfishness, but selfishness leads to the overall good.  Through evolution emerge showy patterns and camouflage, opacity and transparency, attraction and repulsion, loudness and quietness, high body mass and low density, change and stasis, group behavior and solitude, and opposite strategies for survival.  Since evolutionary theory is jack of all trades, it is master of none.  Some would not even honor such a slippery concept with the rank of jack.  Joker, maybe.(Visited 9 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Early Large Spiral Galaxy Resembles Milky Way

first_imgAstronomers using adaptive optics at the Very Large Telescope (VLT) in Paranal, Chile took spectra of a galaxy at red-shift 2.38 described as an “early young galaxy” that must have, according to current theory, formed very rapidly, because it looks like the Milky Way.  The observations by Genzel et al., published in Nature,1 were described by Robert C. Kennicutt (editor of Astrophysical Journal) in the same issue of Nature2 this way:On page 786 of this issue1, Genzel et al. present remarkable observations of what appears to be a newly formed spiral galaxy, observed when the Universe was just a fifth of its current age.  The result is doubly significant: first, it provides the most detailed glimpse so far of the formation of a galaxy similar to our own Milky Way; second, it demonstrates the power of a new generation of high-resolution instruments that use adaptive optics to study the information and evolution of far-off galaxies.Though Kennicutt claims that our growing catalog of deep-space observations have given rise to “a self-consistent picture of the evolution of galaxies,” he did find it remarkable that such a distant galaxy would look so familiar:The authors’ observations of BzK-15504 reveal it to be a giant spiral galaxy, with a size and mass similar to that of the Milky Way, but observed just 3 billion years after the Big Bang.  It shows many similarities to present-day spiral galaxies, with rotational properties that, again, are nearly identical to those of the Milky Way.  These similarities are notable because they imply that at least some large disk galaxies were broadly in place even at these early cosmic epochs.He says that the spectra imply a rapid burst of star formation in this galaxy 50 times greater than that assumed in our own.  The authors of the paper, after stating the “framework” of galaxy evolution, admitted to some anomalies in the picture:It remains unclear, however, over what timescales galaxies were assembled and when and how bulges and disks—the primary components of present-day galaxies—were formed.  It is also puzzling that the most massive galaxies were more abundant and were forming stars more rapidly at early epochs than expected from models.Everyone thought large spiral galaxies formed late in the evolution of the cosmos.  Kennicut said, “large spiral galaxies with well-developed disks similar to the Milky Way are conspicuously absent in both observations and models of the early Universe.  These large spirals are expected to form rather late, so one would not expect to find many of them at early times,” he added.  But why there are any galaxies this large and mature at such an early age?  “Both these and other results from the same programme are challenging theorists to account for the existence of such massive and well-formed galaxies at such early cosmic epochs, he added, changing the subject to the promise of adaptive optics to answer that question.1Genzel et al., “The rapid formation of a large rotating disk galaxy three billion years after the Big Bang,” Nature 442, 786-789(17 August 2006) | doi:10.1038/nature05052; Received 25 April 2006; Accepted 6 July 2006.2Robert C. Kennicutt, Jr., “Astronomy: Young spirals get older,” Nature 442, 753-754(17 August 2006) | doi:10.1038/442753a; Published online 16 August 2006.The juxtaposition of cockiness about their models and head-scratching about the particulars is what is puzzling.  To keep the model together, they have to have this galaxy, which is surely representative of billions more, forming stars and evolving so rapidly that it looks mature at one-fifth the assumed age of the universe.  This pattern of early maturity is the Cambrian Explosion of cosmology, also known as the Lumpiness Problem.  The early universe shows much more structure (lumpiness) than expected from a nearly homogeneous expansion of an initially uniform particle soup (uniform, that is, to within one part in a hundred thousandth of a degree temperature of the cosmic background radiation).  Astronomers seem to take their lumps in stride.  Sometimes, however, discretion is the better part of valor.(Visited 9 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Evo-Giants Battle Over Evo-Love

first_imgRichard Dawkins and E. O. Wilson, both atheistic evolutionists, are at odds over the evolution of unselfish love (altruism).  Wilson attributes it to a revised form of group selection; Dawkins to individual selection (the basis of his “selfish gene” theory).    Evolutionists see no difference between the “eusociality” in insect colonies, in which individuals sacrifice themselves for the good of the colony, and human patriotism.  Wilson wrote up a survey in the journal Bioscience that questioned the traditional kin selection theory, according to EurekAlert.  Many considered group selection a dead issue.  Wilson himself admitted that “If you look at the literature of the theory, there are a lot of impressive-looking mathematical models but they scarcely ever come up with a real measure of anything that can be applied to nature.”  In his article, he came up with a revised model of kin selection to explain altruism.    This has not pleased Richard Dawkins, according to an article in the UK Independent.  Dawkins thinks Wilson’s new approach is misleading and vacuous.  To Dawkins, kin selection is just an artifact of individual selection.  Wilson has fallen into a trap of misunderstanding natural selection at the gene level.  The rhetoric between these two giants among evolutionary theorists got heated when Dawkins said, “Evidently Wilson’s weird infatuation with ‘group selection’ goes way back; unfortunate in a biologist who is so justly influential.”    Wilson stood his ground in the battle royale: “I am used to taking the heat, and in the past I turned out to be right,” he said.  Evolutionary theory has had particular trouble with explaining why humans will sacrifice for other people they don’t even know, or for animals.Maybe they would learn more about altruism by practicing it.  It might dawn on them that it could not have evolved.  Give up the weird infatuation with evolutionary theory, gentlemen; you both know that your impressive-looking mathematical models scarcely ever come up with a real measure of anything that can be applied to nature.  Who said that?(Visited 6 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Amazon Prepares for the Arrival of the Apple Tablet: Gives Authors and Publishers a Bigger Royalty Cut for E-Books

first_img8 Best WordPress Hosting Solutions on the Market Related Posts Amazon just announced that it is now offering publishers and authors a new 70% royalty option. Publishers and authors who choose this option will receive 70% of the list price from sales of their e-books in the Kindle store. In order to qualify for this option, publishers have to turn on the text-to-speech feature and make the e-book available in all locations for which the author or publisher has rights. In addition, publishers also have to sell the e-book for at least 20% below the price of the physical book and can’t charge more than $9.99 for the Kindle edition.As Amazon notes in today’s press release, publishers and authors who choose the standard royalty option would only make about $3.15 from every sale of an e-book that sells for $8.99. Now, with the 70% option, these publishers would make $6.25.The 70% royalty option will become available for U.S. publishers on Jan. 27. This is an interesting move by Amazon. A 70% royalty has become the standard among numerous industries, including Apple’s App Store. Of course, there are rumors that Apple will open up its own e-book store when (if?) it launches the Apple tablet/iPad/iSlate. According to the latest rumors, Apple is currently talking to a number of U.S. publishers in order to bring these publishers’ e-books into the iTunes store or into a new Apple e-book store.Publishers have long been unhappy with Amazon’s decision to keep e-book prices low by subsidizing them. Giving publishers a higher cut of the royalties as long as they fulfill Amazon’s requirements looks like a concession to these publishers. If Amazon expects to see competition from Apple in the near future, then this move would make even more sense. Why Tech Companies Need Simpler Terms of Servic… Tags:#Amazon#E-Books#web center_img A Web Developer’s New Best Friend is the AI Wai… frederic lardinois Top Reasons to Go With Managed WordPress Hostinglast_img read more

India vs England: We can still save the Test match, saya leg-spinner Amit Mishra

first_imgOdds are stacked against them as they trail by a massive 451-run margin but Indian spinner Amit Mishra feels that his side has the character and skills to save the third Test match.Riding on Alastair Cook’s 294-run knock, England scored a massive 710 for seven in reply to India’s first innings of 224 all out and threw a strong challenge before the visitors to save the match, series and number one status.”I am positive we can do it. We have done it before as well. We have good batters and it’s a good pitch to bat on. I don’t think we would lose this Test,” opined Mishra, who took three wickets for 150 runs, from 43 overs.The little leg-spinner did concede that the wicket was offering spin but said it doesn’t have the bounce.Mishra had great words of praise to speak about England opener Cook, who made a near triple century.”He showed a lot of patience. We bowled well to him but he batted with determination and did very well for himself and his team. It isn’t as if he has been the most patient batsman I’ve every bowled to. But he batted really well, according to the wicket and conditions.”Mishra bowled no less than nine no-balls during his stint in England’s first innings though today he overstepped only once.”The wicket was very slow and so I was trying a bit harder which led to those no-balls being bowled. But I’ve learnt my lessons and today’s performance was much better.”advertisementThe lone spinner in India’s eleven in this match said he had all along believed England would be a force to reckon with in familiar conditions.”We were aware they are familiar to their conditions.They’ve exploited it to the hilt.”- With PTI inputslast_img read more

ICC Champions Trophy: India wary of maverick Pakistan in high-octane final

first_imgIndia are favourites to retain the Champions Trophy on Sunday but they would probably have preferred to face different opponents than arch-rivals Pakistan in what is sure to be a highly-charged final.The neighbouring countries have moved on from years of political conflicts but emotions will run high as millions of supporters around the world watch the first major cricket final between the teams since the 2007 Twenty20 World Cup.One of the most unpredictable sides in world sport, Pakistan were the lowest-ranked side going into the tournament and produced a shambolic performance in their heavy opening defeat by India.As they have done many times before, however, Pakistan suddenly found their form with wins over top-ranked South Africa and Sri Lanka before delivering an outstanding all-round display to stun previously unbeaten hosts England in the semi-finals.India suffered a shock loss to Sri Lanka in the group stage before overwhelming Bangladesh in the semis and their captain Virat Kohli has been impressed by Pakistan’s resurgence.”The turnaround has been magnificent,” Kohli said.”Obviously, if you reach the finals you have to play some good cricket and credit to them, they’ve turned around things for themselves really well.”The belief just showed on the field the way they played together as a team and regardless of who you play in the finals, it’s always going to be challenging because once you start thinking that it’s a big game, then your mindset changes.”OUTSTANDING BATTINGIndia, who beat Pakistan by five runs in the Twenty20 final 10 years ago, have been lifted by the outstanding batting form of Kohli, Shikhar Dhawan and Rohit Sharma.advertisement”What we are going to try to do is repeat the similar sort of cricket that we have played so far, knowing the strengths and weaknesses they have,” Kohli said.”I don’t think we need to look too far away from what we are doing as a group, focus on our skills and our abilities and believe in ourselves on that particular day.”Pakistan, without their leading fast bowler Mohammad Amir due to injury, strangled the usually free-scoring England batsmen on a slow wicket in Cardiff with a disciplined display of bowling and fielding.The Oval pitch should be more favourable for batsmen but India, who have beaten Pakistan in eight of their 10 World Cup and Champions Trophy meetings, will not be complacent.”We’ve seen some really surprising results and it’s been amazing for the fans to watch and for the players to be a part of,” Kohli said.”We played some really good cricket but we’re not going to take anything for granted for sure.”Pakistan’s rejuvenation has been built around the runs of opener Fakhar Zaman and the experienced Azhar Ali while Hasan Ali and Junaid Khan stepped up to compensate for the absence of Amir who is expected to be fit for the final.Their captain Sarfraz Ahmed said they had quickly forgotten the opening loss to India and simply focused on the next game in their bid to win the Champions Trophy for the first time.”After the India match, we just motivated the guys,” he said.”Don’t worry about the India match. This is gone. If we play good cricket, definitely we will win this tournament.”last_img read more